Business Loans For Bad Credit


Only 3 Months Of Bank Statements Needed!

Eagle Ridge Capital also helps in getting business loans for bad credit. Yes you’ve read correcty, we can approve you for a small business loan even if your credit is bad! Unlike traditional lenders, we only assess last 3 months of bank statements— not the personal credit history of the business owners.

We always make sure to take a human approach to sensitive issues such as poor credit history. We understand first-hand the struggles faced (and excitement) of growing a business. We strive to keep things transparent and simple with our 3step system. We  would not like you to waste time applying for a loan.

Our small business loan process takes only these 3 easy steps:

Step 1: Call +1(888) 296-8428 or email [email protected]  or Go Here to Apply.
Our friendly team of loan managers help you apply for a bad credit business loan.

Step 2: Complete a 1page merchant loan application form
You fill out a simple 1-page application with business details.Our 1-page form can take as little as 5 minutes to do!

Step 3: Get funded within a few business days of application submission
We work closely with you so you have access to funds in a few business days after we receive your application.

You Could Be Approved For Business Financing!

Who Is Eligible?

Are you opening additional stores, offices, or facilities? Purchasing inventory or equipment? If you are expanding into new markets, acquiring a new location or just making renovations, we’re here to help.


Must be open, operating, and have been generating at least $5,000 or more in sales per month for at least 3 months. You must be a U.S. citizen and be conducting business in one of the fifty states.

Loan Features

Receive amounts of $5,000 to $500,000 upfront! Our application process can get you approved in 24 hours, even for those who have been declined by a bank. Plus, with fixed or flexible payments.



Success stories from our clients.

I can't thank Eagle Ridge Capital enough for helping me save my business. The bank cut my business credit line and would not approve me for an additional loan but Eagle Ridge Capital was able to give me enough capital to make my payroll and pay my lenders. Thanks for helping me out.

Maria T.

Expert assistance, fast and easy process. Merchant Cash Advance from Eagle Ridge Capital helped me out when I needed it the most. We will definitely be using Eagle Ridge Capital again and Thank you again.



My business was struggling at the time I met Derrick at Eagle Ridge Capital. I had major trouble getting a business loan from my local bank.Eagle Ridge Capital  was there for me and my partners and, with their help we managed to overcome our worse year of business. Thank you.


We were surprised at how easy and painless it was to get a business advance from Eagle Ridge Capital. They helped us all the way through the process and made our life much easier. We needed the money fast and we got the money fast. We  recommend them any day. Thanks a lot.


No cost to apply. No obligation to accept.

Nationwide Business Funding.