Our Funding Process


Frequently Asked Questions

We require at least 51% ownership to close on a deal. In some cases we would require 80%. Call us at (855) WE-FUND-U for any additional questions you may have.

We are unable to help fund start-ups. However, if you have been open for at least three months and can provide official documentation of your sales history, you are a candidate and should not hesitate to apply. In fact, it will be a short and simple process..

Most of our programs do not have a personal guaranty or collateral. These details will be communicated to you by our funding experts and in writing.

No. There is no cost or obligation when you apply to Eagle Ridge Capital.

Because we service such a wide scope of industries, there is no single rate or payment system that we advertise. Some of our programs have no interest rate at all and are instead structured as a fixed cost with virtually unlimited time to repay. Our funding experts will be happy to learn more about your business and create a personalized program with transparent terms and costs.

No. We happily accept all documentation sent to us by fax or e-mail.

To expedite approval and funding, we encourage you to submit all requested documentation within 1 (one) day of submitting the initial application.

Our experts will assist you in selecting the most appropriate option in the beginning, but you are certainly able to apply for as many programs as you wish. However, if you receive multiple approvals, you are usually limited to choosing only one of them.

You Could Be Approved For Business Financing!

Who Is Eligible?

Are you opening additional stores, offices, or facilities? Purchasing inventory or equipment? If you are expanding into new markets, acquiring a new location or just making renovations, we’re here to help.


Must be open, operating, and have been generating at least $5,000 or more in sales per month for at least 3 months. You must be a U.S. citizen and be conducting business in one of the fifty states.

Loan Features

Receive amounts of $5,000 to $500,000 upfront! Our application process can get you approved in 24 hours, even for those who have been declined by a bank. Plus, with fixed or flexible payments.



Success stories from our clients.

I can't thank Eagle Ridge Capital enough for helping me save my business. The bank cut my business credit line and would not approve me for an additional loan but Eagle Ridge Capital was able to give me enough capital to make my payroll and pay my lenders. Thanks for helping me out.

Maria T.

Expert assistance, fast and easy process. Merchant Cash Advance from Eagle Ridge Capital helped me out when I needed it the most. We will definitely be using Eagle Ridge Capital again and Thank you again.



My business was struggling at the time I met Derrick at Eagle Ridge Capital. I had major trouble getting a business loan from my local bank.Eagle Ridge Capital  was there for me and my partners and, with their help we managed to overcome our worse year of business. Thank you.


We were surprised at how easy and painless it was to get a business advance from Eagle Ridge Capital. They helped us all the way through the process and made our life much easier. We needed the money fast and we got the money fast. We  recommend them any day. Thanks a lot.


No cost to apply. No obligation to accept.

Nationwide Business Funding.